- 713-242-1296
- dominique@cbia.agency
- 3718 Mt Vernon St, Houston, TX 77006
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Risk Assessment & Consulting We help identify key areas of exposure and provide guidance on how insurance can play a role in your overall business planning. While we don’t replace legal or operational risk specialists, we assist in ensuring your insurance aligns with the risks you choose to manage or transfer.
Business Formation Insurance Planning We provide practical guidance on common insurance considerations for startups and new ventures, helping you make informed decisions about the types of coverage that may be appropriate as you launch your business. products.
Risk Tolerance Review
We offer perspective on how your financial position and comfort with risk may relate to your insurance choices, supporting you as you evaluate options that could fit your business needs.
we provide guidance on a wide range of insurance solutions — from general liability and property insurance to professional liability, cyber coverage, and more. Our goal is to help you explore coverage options that are appropriate for your business as it grows and changes.
We assist clients in reviewing insurance requirements found in leases, vendor contracts, and client agreements. While we don’t offer legal advice, we work with you to help ensure your insurance program is positioned to meet common contractual expectations and minimize potential gaps.
Our approach is designed to support a thoughtful, well-prepared presentation of your business to insurance carriers. This includes helping you plan before submissions, engage underwriters early, and address potential concerns in advance. We aim to highlight your strengths, risk management efforts, and claims response practices to help create a positive impression with underwriters and maximize your options in the marketplace.
At Core Business Insurance Agency, Inc., our vision is simple yet powerful:
To help businesses succeed by delivering insurance solutions that align with their goals, protect their future, and match their true risk tolerance.
We believe that insurance isn’t just a purchase it’s a strategic decision that supports growth, stability, and resilience at every stage of your business journey.
At Core Business Insurance Agency, Inc., we’re here to support your business after coverage is in place with practical, ongoing services that help you manage your insurance program with confidence. We assist with general liability and workers’ compensation audits, review claims history, and analyze your experience modifier (MOD). Our goal is to help you better understand your insurance data and spot areas where improvements may be possible, all while minimizing disruption to your operations.
We also work with clients to prepare for insurer-driven loss control requirements, check replacement cost calculations so coverage limits remain appropriate, and review insurance-related contract clauses. While our guidance can help reduce certain risks, we want to be clear: our recommendations can’t eliminate all contractual liabilities or guarantee outcomes. We extend this support to reviewing subcontractor and vendor certificates, helping you verify that their coverage is in place to avoid unnecessary exposure.
To help you stay organized, we offer tools and processes like policy and certificate tracking through systems such as DocuTrax. We can also review subcontractor insurance expectations and check ISO rate and construction classifications for accuracy. These services are designed to help keep your insurance program responsive and aligned with your evolving business needs.
Our focus is on helping businesses protect what matters, with insurance solutions that reflect their priorities and risk profile.
Helping businesses navigate insurance audits to reduce errors and unexpected costs.
Analyzing claims history trends to uncover risks and improve future outcomes.
Guiding preparation for loss control demands while minimizing business disruptions.
Evaluating your experience modifier for savings and to enhance business qualifications.
Reviewing insurance clauses in contracts to provide perspective on potential exposures.
Helping manage subcontractors’, tenants’, and vendors’ certificates to reduce business risks.
Providing clarity, practical guidance, and thoughtful solutions to help businesses protect what matters most.
Dominique Renaud
Focused on building relationships that go beyond transactions to support businesses at every stage.
Dominique Renaud
Helping businesses navigate coverage choices with confidence while keeping priorities and growth in mind.
Dominique Renaud
Committed to delivering service that reflects integrity, transparency, and care for your business success.
Dominique Renaud
3718 Mt Vernon St, Houston, TX 77006
Cell: 13-242-1296
dominique@cbia.agency
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