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Answers You Can Trust

We focus on providing thoughtful insurance guidance to help businesses consider coverage options that align with their operations, risk tolerance, and priorities. Our approach emphasizes clear communication, practical advice, and long-term partnerships built on trust.
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Your Insurance Questions

We’ve built an easy-to-use website with clear channels so you can quickly access the information and services you need. Our tools are designed to help you connect with us and get superior support online.

How can I get an insurance quote online?

You’re welcome to request a quote through our website, or if you’d prefer to talk to someone who’ll listen and help you find the right coverage, just reach out. We’re happy to assist however works best for you

What types of insurance does Core Business Insurance offer?

We provide a wide range of insurance solutions to protect your business, your property, and your peace of mind. This includes general liability, commercial property, workers’ compensation, business auto, professional liability, and specialized coverage based on your specific needs. If you’re unsure what fits your situation, we’re here to help you figure it out.

How do I contact an agent if I have questions about my coverage?

You can reach us by phone, email or directly on the cell phone of our company president. All of this information is listed on our contact page. We’re always happy to answer your questions and help however we can.

What should I do if I have an urgent insurance need after hours?

If something urgent comes up after hours, just call Dominique directly on his cell. He understands that claims and emergencies don’t always happen during business hours, and he’s here to help when you need it most.

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The Benefits Of Preparing for Annual Insurance Audits

Annual insurance audits for Workers’ Compensation, General Liability, and Rented Equipment policies play a critical role in ensuring your premiums accurately reflect your business operations. Without proper preparation, these audits can result in unexpected charges, compliance headaches, or costly overpayments. The key to success is proactive planning, organized documentation, and clear communication with your insurance partner.
At Core Business Insurance Agency, we help businesses navigate the audit process efficiently so they can avoid surprises and focus on what matters most, which is running their business.
Why Audit Preparation Matters
Insurance audits verify that the exposures used to calculate your premiums match your actual operations during the policy term. If your records are incomplete, disorganized, or misaligned with your policy, you risk overpaying for coverage that does not reflect your true exposure. Auditors may also apply surcharges or adjust classifications that increase your premium unnecessarily.
By preparing ahead of time, you gain control over the process, reduce the chance of errors, and protect your bottom line.

How Core Business Insurance Agency Supports You

Our agency takes a hands-on approach to help you through the audit process. Here is how we can make a difference:
  • Review Key Data: We work with you to organize payroll records, subcontractor agreements, equipment inventories, and other essential documents. This ensures your audit runs smoothly and efficiently.
  • Ensure Compliance: Our team helps align your records with your policy’s requirements, reducing the risk of discrepancies that could trigger additional charges or compliance issues.
  • Spot Discrepancies Early: We review your data before the audit begins to identify and resolve potential problems in advance. This proactive step can save both time and money.
  • Subcontractor and Vendor Management: We assist in verifying Certificates of Insurance and confirming that subcontractor and vendor records meet policy requirements. This minimizes surprises during the audit.
  • Address Classification Concerns: Misclassification of payroll or operations is one of the most common reasons for audit-related overpayment. We help ensure your classifications are accurate and fair.
Supporting Your Subcontractors Too

We understand that subcontractors play an important role in your business and in your audit results. That is why we extend our expertise to your subcontractors by:

  • Helping them organize documentation to support a smooth audit.

  • Assisting in aligning their records with insurance requirements to reduce the risk of discrepancies.

  • Reviewing their data to identify and resolve issues before the audit occurs.

By creating a coordinated risk management approach, we help foster a stronger, more audit-ready environment for everyone involved.

While we cannot guarantee specific audit outcomes, our comprehensive support helps ensure a smooth, accurate, and cost-effective audit experience for you and your Subcontractors.

Your Next Step

Let’s connect to discuss how we can assist with your upcoming insurance audit and help you manage insurance costs with confidence. Together, we can ensure your insurance reflects your business as it truly operates, no more and no less.

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